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Forum: Australian Bubble Forum

Forums->Australian Bubble Forum->FAIRER HOUSING FOR ALL AUSTRALIANS

chooky	FAIRER HOUSING FOR ALL AUSTRALIANS
	Dear Tony Housing investors get a 50% DISCOUNT on capital gains tax when they sell.Every other business pays full rate ,even my barber had to pay 100% capital gains tax when he sold his business.That is not fair. Housing investors claim interest as a tax deduction and can negative gear their properties.John Howards battlers have to pay tax before their rent or before they save or make house repayments to the bank. That is not fair. Charge all Australians the same amount of tax and stop negative gearing.Recoup the BILLIONS of lost tax dollars and use it on public housing. FAIRER HOUSING FOR ALL AUSTRALIANS REAL ACTION. Tony help the poorest Australians.Take the heat out of the property market and help the battlers achieve the dream of home ownership. To Tony s staff please answer my email .If you do not reply I will lobby The Government and Greens on this issue.They are bereft on ideas and would surely love this one to attack you.Time is short and I will not wait to long for a reply.
	on: Fri 30 of Jul, 2010 [05:11 UTC] reads: 1332

Posted messages Messages 10 20 30 All Style Plain Threaded Headers Only Sort Newest first Oldest first Find author message jwb  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [05:27 UTC] A gen Y group for affordable housing might have some impact since they are the new voters. Problem is my gen Y friends have totally tuned out of housing as a dream... they aren't even going to bother saving to buy a place since they figure a flat will be 1mil plus by the time they are 30. author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [06:01 UTC] JWB I have gen y kids ,nieces ,nephews and all my kids friends are gen y and I cant afford to help them buy houses. Bash out a email and tell your friends. You can make politicians know they have killed your dream through bad tax laws. I have a Grey beard so I can say Use The Force May The Force Be With You. This is what emails and u tube and twitter amount to THE FORCE If they have killed your dream get into them .If they wont help change sides . Just don't be a sucker and sit and watch. Tony.Abbott.MP@aph.gov.au J.Hokey.MP@aph.gov.au shadow treasure Kevin.Andrews.MP@aph.gov.au shadow minister for housing author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [06:06 UTC] Shit I just spelled Joe Hockey wrong J.Hockey.MP@aph.gov.au author message SafetyBear  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [06:14 UTC] Abbott doesn't care. None of them do. They're just in it to line their pocket and that of their mates. If Abbott was to get in the mining industry would be so far up his arse for tax cuts he'd be shitting mining helmets. As someone from the UK who's seen this before with Thatcher and her ilk, I expect the same lies and profiteering by government to continue a lot longer than the housing bubble. If it was me in charge there would be a strict policy of 1 house per Australian citizen maximum. A compulsary purchase scheme would then make the government the biggest landlord. (A total reversal of Thatcher's council homes sell-off) Let's just say my own policies would be left wing, to say the very least. I deplore the rich. Anyone else got any vote winners for the bubblepedia national alliance? author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [06:32 UTC] SafteyBear? you could have sent a email to your most loathed politician quicker than your comment to this post . I hate rude people ,bullies,and people who think you should stand back because you are using up their air to name a few but not a person who has worked hard to make a dollar and saved it. author message SafetyBear  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [06:38 UTC] I could have Chooky but the only thing that makes a difference is a good old fashioned riot. Why deliver that message by email when a molotov cocktail is so much more to the point. I have no faith in either of these two identikit parties. Anyway, Gillard has already won it according to the media. Given the illusion of choice they shall as ever herd the sheep into their self-fulfilling propjecy. Mrs SafetyBear? asked me "Who Should I vote for?" I told her to just write "FCUK YOU" in big capital letters on the slip and let them have that. author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [07:01 UTC] SafteyBear? so post your own blog and tell us what you think. Leave this one if you think its a wast of time and we will get on with a few emails. author message MickyD  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Fri 30 of Jul, 2010 [08:25 UTC] Dear Tony, An intelligent individual such as yourself should know that if you would like to win more votes, then act upon the issues that will get attention. Any investigation into the current hot topics on the agenda at the moment as far as the citizens of Australia are concerned is Housing. Unaffordable Housing. Google "Australia's Property Bubble" to see the responses that flow, or read the general comments from any internet news article about Australian Housing. ...but you and the rest of the goons are too scared to act on housing issues, and this is because the government has allowed it to become "too big to fail". But it will fail Mr Abbott. An average person on an average wage can not afford an average house in an average suburb. Support affordable housing, and you will have the support of the average aussie. (As for the 1 in 7 people that own investment property, don't worry about them. If making a loss to reduce their tax sounds appealing to them, it means their intelligence is so low that if you support affordable housing they will think you are talking about teaching monkeys to make banana thickshakes, and will vote for you anyway). P.S: It looks like the Archbishop has cost you a few votes! It seems there are more non-believers then Mr Hickey would like to believe! author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Tue 24 of Aug, 2010 [12:35 UTC] "I cant afford to help them buy houses" Me neither Chook - So here's the yarn: Everyone seems to reckon that the government should be doing something to help them and theirs. Which just means they reckon the taxpayer should do it. I've got real issues with that. At one end of the argument, I know a fellow who has multiple millions in assets. Not sure what the situation is with his kids regarding housing. But I have no interest in helping them get houses. His kids; His problem. Maybe in the middle of the argument, a mate of mine bought his daughter a house. And while he owns his own nice home himself he will be on the aged pension. Not too sure how I feel about that. But either way it is obvious that in a defacto sort of way we as taxpayers will be contributing to that girl's housing. And at the other end of the argument, one of my mates was on one sort of government handout or another for all the time I knew him. I literally lost count of how many kids he had - Was it more than 10? I'm not sure. But as a taxpayer, there is no way I want to assume responsibility for helping all his kids get houses. Not my kids; Not my problem. If that sounds hard hearted, too bad. How does government buy into real world situations like those and 'help'? It doesn't. And it shouldn't. Too hard. Too messy. Too much opportunity for people to start taking advantage of anything that government might put in place to help. Just stay right out of it. Plus I don't trust you Chooky - If you are bleating for government handouts and help for you and yours then I reckon there's a real good chance you are way more experienced at doing such bleating than me and just could make your case sound way more convincing than mine? author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Tue 24 of Aug, 2010 [12:58 UTC] Dear Herbie Talk is cheap and yours especial.If you cant see the thrust of my post you best give up now and stop wasting your time writing crap.Or maybe you should go back to which ever political party you came from.Reforming the tax laws so everybody pays the same will hurt property speculators but help the the younger generation and give them them chance to buy a house if they choose to. If you have anything to say put up a post Herbie and of course if you want an argument we will talk some more cos I would love to meet you.But I know you are all talk. author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Tue 24 of Aug, 2010 [13:17 UTC] Good to hear a response from you Chooky. I'll have a good hard think about what you said and write back. (I've bookmarked your post now that I've found it again.) Cheers. author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [05:04 UTC] If nothing else, I think debates where one wants to influence government should at least attempt to be informed ones. So I suggest you check your facts. My understanding is that a 50% discount on CGT is available on all investment classes; Not just housing? Providing the investor has owned the asset for at least one year. Why one year? I’m not sure. But it wouldn’t surprise me if it is to discourage short term speculation. As to your barber and how businesses are taxed, I do not specifically know. But my general impression is that businesses are taxed at a business tax rate – Something like 30%. And that the 50% CGT discount does apply to small businesses with some provisos. Is that a 50% discount on the business tax rate which in many cases would end up being lower overall than the 50% discount on their marginal tax rate that I think(?) individual investors pay? Again I’m not sure. But suspect it may well be. There is some general information on it here if it should be of assistance to your barber: http://www.smh.com.au/small-business/finance/am-i-eligible-for-capital-gains-tax-concessions-20100322-qotm.html I have some issues with whether CGT is a reasonable tax in any form. At least in relation to long term investments. We live in a country that specifically targets inflation and as such intentionally aims to devalue its citizens money over time. And as such, force asset prices higher. Why should someone who has saved their money and invested it in an attempt to provide for their future by at least trying to keep up with inflation and if possible better it, then be asked to pay more tax if they do not fail? Certainly at least one tax accountant I know is of the opinion that investments that have been held for long periods (10 years and more) should be exempt from CGT. The real reason probably is simply that our government thinks it needs the tax. To some extent in my own mind at least, I have justified it by taking the attitude that if an investor wants to take more risk, the government will actively support that decision through negative gearing. Which is a bit crazy for mine. But I guess they had their reasons when they first did it. But even that doesn’t make any sense if one has not negatively geared their investments. And not everyone does of course. Being negatively geared can obviously be a very good way to go broke when markets suffer corrections. But there we have it. Lots of things about our tax system probably don’t make sense. In an attempt to address issues with the tax system, it was recently reviewed with the report being made publically available in early May of this year. Many recommendations were made. They can be viewed here: http://www.taxreview.treasury.gov.au/content/FinalReport.aspx?doc=html/publications/papers/Final_Report_Part_1/chapter_12.htm The following is probably particularly worth a read for anyone who wants to inform themself on negative gearing and capital gains tax: http://www.taxreview.treasury.gov.au/content/FinalReport.aspx?doc=html/publications/papers/Final_Report_Part_1/chapter_4.htm More later. Cheers. author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [08:16 UTC] As to the issue of your concern for getting the younger generation into housing, unlike you I haven’t really given up and said “I can’t afford it” yet. Although if I was smart I probably would. Because I reckon I’ve quite enough to do trying to worry about how to fund my retirement without that extra burden. Indeed, if the people on this site are correct then the theory seems to be that house prices will go down and the younger generation will be able to get themselves into housing. Which would be nice except it might not work like that. What could certainly happen is that we will see lower rates of home ownership in the country. That seems to be how it is working out in the US. Decreased housing prices could well mean higher returns on rent even though rents may also fall. And in a world where investors are being starved for any sort of decent returns you have to expect them to move into housing if the returns are even half attractive. And they have capital and will not be relying on banks to give them loans or on negative gearing. Things really have changed in many ways in our world for investors. IMO. Debt no longer holds the attractions it did. Despite the fact that we are still seeing traders and short term speculators doing what they have done for years. There is a new paradigm coming. It will be about capital preservation and about regular ongoing return on one’s capital. Rather than capital gain. Unless our governments push us into a very high inflation environment. Which could be possible? But I can’t pretend to know enough to have an informed opinion on whether they can. That seems to be a whole different debate. Again, more later. Cheers. author message Adelaide  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [08:36 UTC] Interesting comments Herbie. Good points. author message jpk  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [09:56 UTC] > My understanding is that a 50% discount on CGT is available on all investment > classes; Not just housing? Providing the investor has owned the asset for at > least one year. Why one year? I’m not sure. But it wouldn’t surprise me if it > is to discourage short term speculation. herbie, capital gain discount is the least of a problem although it can be argued that housing as non-productive and inherently less risky investment than e.g. investing in a high-tech company should not have a preferential tax treatment. If you buy a house for cash you can't get completely wiped out but if you invest in shares of a high-tech startup you may lose everything if things go wrong. The main issue with the tax system is negative gearing. If I invest in shares and have interest cost I can't offset it against my personal income and need capital gains for this purpose. However, all my annual losses from my residential property investment can be written off against my salary. This simple thing causes a massive distortion and favours property speculators over prospective home owners. If not for negative gearing a lot of people would not bet on real estate and there would be no such a strong positive "Ponzi" feedback loop. House prices would need to stay in a reasonable proportion to incomes and interest rates. author message herbie  Re: Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [10:28 UTC] Hello JPK, This wiki article would seem to disagree with you when you say “If I invest in shares and have interest cost I can't offset it against my personal income and need capital gains for this purpose”: http://en.wikipedia.org/wiki/Negative_gearing_(Australia) It says (amongst other things): “In Australia, negative gearing usually refers to borrowing for a residential investment (e.g. a house or unit) which is rented out. In most places rents are less than the interest on property value, and the investment thus results negative gearing if the investor borrows, for instance, 80% or 90% of the cost. Loans of up to 100% are possible. The same sort of borrowing to buy shares whose dividends fall short of interest costs is also called negative gearing. The loan to finance such a transaction is called a margin loan. This has been very common and pushed by many financial planners during the bull market up to 2008. Importantly the tax treatment is the same, so any investment made where the funding costs exceed the income return is referred to as negative gearing.” I do not know if you are correct or not? And can only say for now, that your understanding is not my understanding. But I’d actually like to be corrected if my understanding is incorrect. Still, in many ways that bit of legalese is a side issue - Comparatively speaking. Yes neg gearing certainly does seem to have led to higher house prices in Australia than might be the case in its absence. Anyone who argues against that is probably just being silly I think. author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [10:48 UTC] Hello again JPK, This time I quote from the last Treasury Dept link I referenced: "There is considerable evidence that such tax differences can have large effects on the assets in which a household's savings are invested (OECD 2007a). The large variations in tax treatment can therefore alter the allocation, ownership and the management of the nation's savings. This can have adverse impacts on overall economic efficiency, capital market stability and the distribution of risk between individuals. The tax advantages from borrowing to invest in a rental property, also relevant for shares, leads to investors taking on too much debt and distorts the rental property market." http://www.taxreview.treasury.gov.au/content/FinalReport.aspx?doc=html/publications/papers/Final_Report_Part_1/chapter_4.htm Housing/Shares = Same treatment under tax regs? But sure, there may very WELL may be good reasons why we want to change our minds and treat them differently. But we need to present the existing facts correctly regardless. Including what would seem to be the fact that neg gearing has pushed our house prices higher based on debt than we think is 'healthy' (whatever that rather non-financial term might mean in this context?) author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [12:22 UTC] Last one for a while at least unless anyone really rattles my chain I think Chooky, I don’t trust ‘you’ (or anyone much else for that matter) because of reasons like the following: a) ‘You’ could well have bought a house in Sydney 25 years ago or more and now be sitting on equity worth $700K or more and be adopting the attitude I can’t afford to help my kids out, b) Whilst ‘I’ may have bought a house in Woop Woop 25 years ago or more and now be sitting on $300K worth in equity or more and be adopting the attitude of Bugger off Chooky – You help your own kids out! And there’s lots of other alternative possibilities. But when it comes right down to it mate: Your kids; Not my problem – I do very sincerely hope! But cheers regardless. (And I do sincerely mean that mate – Good luck with it; We’re all going to need it. I really DO hope you can see my most basic point? ) author message Taff  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [13:38 UTC] Thanks Herb, I'll try to summarise your main points, because you obfuscate issues. 1) Residential Housing is not the only example of negative gearing and capital gains discount. Good info' but it's neither the argument nor the issue. The issue is whether or not it is appropriate for society to allow capital gains discount and negative gearing for speculation in secondary market residential rental property. You have not really shed any useful insight into the issue. You also ignore the obvious theme on this forum. Negative gearing is the major concern NOT CGT. 2) Herbie looks after Herbies own and doesn't give a damn about anyone else. You seem to hate poor old Chookys kids. Fine, that's your your personal ethos. I find it a bit shortsighted and selfish myself, but you're welcome to it. It's not very relevant to the housing bubble. 3) You make a point (in a roundabout way) that people should be more responsible for their own actions. Many people here would agree with you. That's a part of the bubble problem. 4) You make an interesting observation about decreasing home ownership in the US. Yes agreed, that was good. Irresponsible borrowers who shouldn't have bought homes in the first place, forfeited their ownership rights when price sentiment soured. I guess that's what you wish to avoid here. Anyhow, AFFORDABLE housing is the concern here NOT the percentage of home ownership. 5) You've got some whacked out idea this is a sinister and misguided forum attempting to lobby Government. Give it up mate! That's some kind of delusional paranoid fantasy. Life is politics, every citizen has a right to lobby Government. If anyone from "Government" wants to come and exchange ideas with the forum... they are also very welcome! Try to tear me down point by point if you like. Try to keep it short, relevant and don't change the topic. author message herbie  Re: Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [19:02 UTC] > Thanks Herb, > > I'll try to summarise your main points, because you obfuscate issues. I could well be guilty - No huge big deal perhaps but give evidence to support the obfuscate thing if you think it is a big deal please ... > 1) Residential Housing is not the only example of negative gearing and capital gains discount. > > Good info' but it's neither the argument nor the issue. I think I mentioned the same? - I used the word 'legalese' to indicate that sentiment if I recall correctly??? (Whilst also saying it IS important to get facts straight for various reasons.) > 2) Herbie looks after Herbies own and doesn't give a damn about anyone else. You seem to hate poor old Chookys kids. > > Fine, that's your your personal ethos. I find it a bit shortsighted and selfish myself, but you're welcome to it. It's not very relevant to the housing bubble. Wouldn't have put it quite like that at all myself. Given that by many Australian's standards I probably do have a rather large extended family I feel responsibilities for - But if you wish to, then I'll certainly cope with any potentially implied criticism! More a simple case of me feeling to continue to very strongly suggest to others that looking after their kids in this world is their concern - I have my own family concerns thank you VERY blinking much! > 3) You make a point (in a roundabout way) that people should be more responsible for their own actions. > > Many people here would agree with you. That's a part of the bubble problem. Wasn't specifically aware that I'd done that but it wouldn't surprise me at all as it is part of my general view on how things should operate. > 4) You make an interesting observation about decreasing home ownership in the US. > > Yes agreed, that was good. Irresponsible borrowers who shouldn't have bought homes in the first place, forfeited their ownership rights when > price sentiment soured. I guess that's what you wish to avoid here. Anyhow, AFFORDABLE housing is the concern here NOT the percentage of home ownership. Good points - Agreed. > 5) You've got some whacked out idea this is a sinister and misguided forum attempting to lobby Government. After having made that comment I also saw the 'Wiki' thing in the top right corner of this site - You're a smart chap I suspect Taff. Shan't say anymore at this time. You did ask for brevity. > Give it up mate! That's some kind of delusional paranoid fantasy. Life is politics, every citizen has a right to lobby Government. If anyone from "Government" wants to come and exchange ideas with the forum... they are also very welcome! "See Above" would seem, to be a reasonable answer for now? > Try to tear me down point by point if you like. Try to keep it short, relevant and don't change the topic. - Hope I wasn't too lenghty? No, you weren't too lenghty. author message Taff  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [13:42 UTC] Cack.. I did the dreaded double post.. lucky for this edit feature. I was actually looking for that post about the behavioral patterns of a psychopath... Wanted to check it out against "you know who". author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [14:33 UTC] So I send a few emails to our glorious leaders and I get Herbie !!!!!!!!!. What a laugh!!!!!. I would love to meat you Herbie and I will buy a plane ticket to where you are Herbie but I know your type. Blah blah Thanks Taff I am not poor or rich and I am not to old to have a go. Herbie tells us nothing, offers nothing and hides behind a pseudonym. Taff don't waste your time with Herbie , life is short , never argue with a fool it is waste of oxygen. Herbie Herbie were are you author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [14:44 UTC] "behavioral patterns of a psychopath" - That could hurt a chap's feeliings if he had any Taff? ... But will answer you tomorrow if that is OK. (Don't tell anyone, but Herbie still sometimes has a few after hour ales when absolutely forced to by others and sometimes inclines to the somewhat personal suspicion he mightn't always actually be as polite as he always should be to all his fellow blooger(t)s after midnight as a result? - Sale Vie - Or whatever the wogs really say!) SLAP SLAP - WE HATE HERBIE! Bad Herbie - Sleep now! author message Taff  Re: Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Thu 26 of Aug, 2010 [00:48 UTC] Fair enough, nobody is perfect. Never play golf or blog after a drink... enough said. author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [14:53 UTC] Any bullshit aside, I still reckon house prices are going down. And what's your problem Chooky ... That's what you want anyway isn't it? Enjoy the misery bro, enjoy ... author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [15:06 UTC] "I would love to meat you Herbie and I will buy a plane ticket to where you are Herbie." I'd normally be tempted to say Goodo Chook - As I really do like meeting new people of lots of backgrounds and persuasions. But as you reckon you know 'my type' after such a short relationship, then Yes, I think it's unlikely we'll get on long term. So won't issue you an invite to visit just yet if that's OK? author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Wed 25 of Aug, 2010 [19:04 UTC] > Thanks Herb, > > I'll try to summarise your main points, because you obfuscate issues. I could well be guilty - No huge big deal perhaps but give evidence to support the obfuscate thing if you think it is a big deal please ... > 1) Residential Housing is not the only example of negative gearing and capital gains discount. > > Good info' but it's neither the argument nor the issue. I think I mentioned the same? - I used the word 'legalese' to indicate that sentiment if I recall correctly??? (Whilst also saying it IS important to get facts straight for various reasons.) > 2) Herbie looks after Herbies own and doesn't give a damn about anyone else. You seem to hate poor old Chookys kids. > > Fine, that's your your personal ethos. I find it a bit shortsighted and selfish myself, but you're welcome to it. It's not very relevant to the housing bubble. Wouldn't have put it quite like that at all myself. Given that by many Australian's standards I probably do have a rather large extended family I feel responsibilities for - But if you wish to, then I'll certainly cope with any potentially implied criticism! More a simple case of me feeling to continue to very strongly suggest to others that looking after their kids in this world is their concern - I have my own family concerns thank you VERY blinking much! > 3) You make a point (in a roundabout way) that people should be more responsible for their own actions. > > Many people here would agree with you. That's a part of the bubble problem. Wasn't specifically aware that I'd done that but it wouldn't surprise me at all as it is part of my general view on how things should operate. > 4) You make an interesting observation about decreasing home ownership in the US. > > Yes agreed, that was good. Irresponsible borrowers who shouldn't have bought homes in the first place, forfeited their ownership rights when > price sentiment soured. I guess that's what you wish to avoid here. Anyhow, AFFORDABLE housing is the concern here NOT the percentage of home ownership. Good points - Agreed. > 5) You've got some whacked out idea this is a sinister and misguided forum attempting to lobby Government. After having made that comment I also saw the 'Wiki' thing in the top right corner of this site - You're a smart chap I suspect Taff. Shan't say anymore at this time. You did ask for brevity. > Give it up mate! That's some kind of delusional paranoid fantasy. Life is politics, every citizen has a right to lobby Government. If anyone from "Government" wants to come and exchange ideas with the forum... they are also very welcome! "See Above" would seem, to be a reasonable answer for now? > Try to tear me down point by point if you like. Try to keep it short, relevant and don't change the topic. - Hope I wasn't too lenghty? No, you weren't too lengthy. author message chooky  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Thu 26 of Aug, 2010 [06:02 UTC] Hi Herbie You said you had a few ales the other night,well I had a few too many .So I will apologize for being rude and start again. The three levels of government have the job of structuring the the country so that everybody has the chance of paying for the necessities of life.Food Clothing Shelter.Food is cheap and so is clothing.When these item get dearer it is called inflation and is said to be bad. Housing is very very dear and when it goes up it is said to be good news and a sign that the economy is doing great. So why is housing not included in the CPI index. The reasons that houses have risen in price 4 times faster than inflation are numerous and varied.In this post I am talking about the things the Federal government can do or undo to relieve the pressure on house prices.I don't want anything from the Gov.I just want the Gov to re examine the existing policies that were brought in years ago to encourage house construction because they are now stuffing up the market. Of course some groups of people have done very nicely out of the current system and good luck to them. If people took a risk and legally made a buck so what. My concern is that if we don't the fix the problem of high house prices it will change the whole fabric of our society .Young mums having to go back to work and having less kids to pay huge mortgages.More emigrants coming in to fill job vacancies.Less chance of the ordinary bloke being able to afford a holiday for his kids at Christmas because he has to cash in his holidays and keep working. The standard of living that I grew up with will be denied future generations.My kids will not be able to offer their kids (if they have any )anything like the life we grew up with. The great Australian dream is being killed by the governments of this country and they let it happen and are to dumb fix it.I am pro development Herbie and every time I hear some idiot in the inner city slinging off about Urban sprawl and Mcmansions I want to punch their head in.People have to live some wear.Bad town planing has driven up land prices by forcing the community to compete for fewer house or flat sites.The Local and State Goves want urban in filling and more people in the inner city but they often give in to NIMBY groups so the buildings don't get built. We probably already have enough houses for the population but it sure does not seem like it. All things being being considered I would say that the three levels of government have had the most influence on house prices going up and I am going to annoy the buggery out of them until they undo the things they have done . All I want is for playing field to be level so anybody can work hard and save and buy a cheap little house way out on the edge of town and if they want something better they can work more and save harder.Herbie their are lots of people earning less than $20 per hour and they have Buckley's chance of buying a house but it never used to be this way. author message herbie  Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Thu 26 of Aug, 2010 [10:03 UTC] I apologize unreservedly Chooky. One point I wished to make was simply to be careful that in the process of curing one problem we don’t create a greater one. That concern would seem to have been rejected out of hand by the majority on this site. So be it. One of your comments did get me thinking about differences in attitudes amongst Australians as to the role of government though. While we did not discuss it as such, it would seem that while part of it can be attributed to differences in wealth, there are other reasons as well. Thinking about that was a valuable exercise for me. Cheers! author message nsw2206  Re: Re: FAIRER HOUSING FOR ALL AUSTRALIANS on: Thu 26 of Aug, 2010 [11:34 UTC] and yet another innocent bystander gets sucked into the bubblepedia-borg matrix. its hard to argue against the issues here, unless your drunk.

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